How can I pay for my building?
If paying with cash (cash, check, credit card), you will pay the required deposit and then the balance due when your building is finished.
For steel frame buildings from Central Texas Metal Buildings, the deposit varies from 10%-25% of the pre-tax total depending on the price of the building. The balance is due at installation.
For Leland’s sheds and finished cabins the deposit is 50% of the overall total. The balance is due when finished and then delivery is scheduled.
For custom HOA sheds, 100% is due at time of purchase as the lead time is so short. Custom decks, patio covers, etc require 50% down and 50% when delivery is scheduled.
Rent-To-Own (No Credit Check)
Call or email us for information on RTO for Leland's sheds. The application is completed during the purchase process. Everyone is approved up to $25,000. See below for more details.
Click here to complete the RTO application for steel buildings: Available up to $15,000.
RTO is a rental program that allows you to make monthly payments on your building without any credit check. RTO requires no credit and features instant approval subject to certain price limits (see above.) Rent to own is NOT financing. It is a rental program with ownership options.
RTO for a Leland's shed offers three paths to ownership: 1. 90 days same as cash. If you make your minimum regular monthly payment on time and pay the balance in full before the 90 days are up, you pay the same as the cash price. 2. Early Payoff 3. Pay the rental fee for the full term of the contract.
The RTO term options for Leland's sheds are 2-5 years and you can pay them off early at any time. The deposit required to order is usually just the first month's payment. More expensive units will have a security deposit added to the down payment. Note: built on site sheds are not eligible for RTO, you must finance them or pay cash.
RTO for steel frame buildings may be purchased with Rent to Own too, but you must own the property where the building will be installed. RTO on steel buildings is typically for 2-5 years. The deposit for RTO on a steel building is higher than the cash sale deposit due to the addition of the first month's payment plus a security deposit.
There are two paths to ownership when using RTO for a steel frame building: 1. Early payoff 2. Pay the monthly rental fee for the full term of the contract.
For steel frame buildings, and custom wood structures you can finance up to $20,000.
Click here for the link to apply via RTO National.
For Leland's sheds and cabins we have a relationship with First Finance for up to $75,000.
Click here for the link to apply.
Financing offers lower monthly payments compared to RTO.
In-house financing can provide a ZERO DOWN option if you are approved for an amount equal to the full total of your building plus tax.
You can be a renter or landowner. (Landlord permission form will be required if renting). For finished cabins you must be the landowner to be approved.
If your credit score is at least 630, you can apply and get instant feedback on your approval amount and interest rate.